:root{
  --max: 1120px;
  --pad: 18px;
  --border: #e7edf5;
  --text: #0b1220;
  --muted: #44536b;
  --bg: #ffffff;
  --surface: #f6f9ff;
  --primary: #0b3d91;
  --primary-2: #0a2f6f;
  --accent: #00a3a3;
  --accent-2: #007d7d;
  --shadow: 0 10px 25px rgba(11, 61, 145, 0.10);
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }

body{
  margin: 0;
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

a{ color: inherit; }

.container{
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 var(--pad);
}

.header{
  position: sticky;
  top: 0;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
  z-index: 20;
}

.header-inner{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 12px var(--pad);
}

.brand{
  display: flex;
  gap: 12px;
  align-items: center;
  text-decoration: none;
}

.brand-logo{
  width: 44px;
  height: 44px;
  object-fit: contain;
  border-radius: 12px;
  border: 1px solid var(--border);
  background: #fff;
  box-shadow: var(--shadow);
}

.brand-name{ font-weight: 850; letter-spacing: .2px; }
.brand-tag{ font-size: 13px; color: var(--muted); }

.nav{
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
}

.nav a{
  font-size: 14px;
  text-decoration: none;
  padding: 7px 10px;
  border: 1px solid var(--border);
  border-radius: 999px;
  background: #fff;
}

.nav a:hover{ border-color: #cfdbea; }

.nav-cta{
  background: var(--primary);
  color: #fff;
  border-color: var(--primary) !important;
}

.nav-cta:hover{ background: var(--primary-2); }

.hero{
  padding: 22px 0 8px;
}

.hero h1{
  margin: 0 0 10px;
  font-size: 34px;
  line-height: 1.12;
}

.hero p{
  margin: 0 0 12px;
  max-width: 78ch;
  color: #1c2a42;
}

.small{ font-size: 13px; color: var(--muted); }

.badge{
  display: inline-flex;
  gap: 8px;
  align-items: center;
  padding: 6px 10px;
  border: 1px solid var(--border);
  border-radius: 999px;
  background: var(--surface);
  color: #1b2d4a;
  font-size: 13px;
}

.section{
  padding: 22px 0;
  border-top: 1px solid #f0f4fb;
}

.section h2{ margin: 0 0 8px; font-size: 22px; }
.section-lead{ margin: 0 0 14px; color: #1c2a42; max-width: 88ch; }

.grid{
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
  gap: 12px;
}

.card{
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 14px;
  background: #fff;
  box-shadow: 0 8px 20px rgba(9, 30, 66, 0.06);
}

.card h3{ margin: 0 0 6px; font-size: 16px; }
.card p{ margin: 0 0 10px; color: #223552; font-size: 14px; }
.card a{ text-decoration: none; }

.card-actions{ display: flex; gap: 12px; flex-wrap: wrap; }

.link{
  display: inline-block;
  border-bottom: 1px solid var(--primary);
  padding-bottom: 2px;
  color: var(--primary);
}

.link:hover{ color: var(--primary-2); border-color: var(--primary-2); }

.cta-row{ display: flex; gap: 10px; flex-wrap: wrap; margin: 12px 0; }

.btn{
  display: inline-block;
  border: 1px solid var(--primary);
  background: var(--primary);
  color: #fff;
  padding: 10px 14px;
  border-radius: 12px;
  text-decoration: none;
  box-shadow: var(--shadow);
}

.btn:hover{ background: var(--primary-2); border-color: var(--primary-2); }

.btn-secondary{
  background: #fff;
  color: var(--primary);
  border-color: #bfd0ee;
  box-shadow: none;
}

.btn-secondary:hover{ background: var(--surface); border-color: #9bb6e2; }

.btn-accent{
  background: var(--accent);
  border-color: var(--accent);
  color: #fff;
}

.btn-accent:hover{ background: var(--accent-2); border-color: var(--accent-2); }

.note{
  border: 1px solid var(--border);
  background: var(--surface);
  border-radius: 14px;
  padding: 12px 14px;
}

.faq details{
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 12px 14px;
  margin: 10px 0;
  background: #fff;
}

.faq summary{ cursor: pointer; font-weight: 700; color: #13233c; }

.footer{
  border-top: 1px solid #f0f4fb;
  padding: 18px var(--pad) 42px;
  max-width: var(--max);
  margin: 0 auto;
}

.footer-grid{
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 12px;
}

.footer a{ color: var(--primary); }

hr{
  border: 0;
  border-top: 1px solid #eef3fb;
  margin: 18px 0;
}

@media (max-width: 700px){
  .hero h1{ font-size: 30px; }
  .nav{ justify-content: flex-end; }
}